Have you paid off your mortgage and retired in a home you own outright. Many have ended up as successful investors as it seemed like the best way to put a roof over their heads. The big difference.
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The best way a buyer can prepare for this stage is have the necessary professionals on hand, from the mortgage lender and title. be the best use of your time as a house hunter. Real estate.
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Keep your lender in mind. Most people schedule the closing date for 30-to-45 days after the offer has been accepted – and they do this for good reason. Mortgage lending is a document- and labor-intensive process that requires the various players to coordinate many different steps. Under the best of circumstances, it’s a time-consuming effort.
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If you don’t want to pay those two points, your actual mortgage rate will probably be markedly higher, perhaps 3.5% instead. And the bank or lender may inform you that you have to pay "points" to get that low, advertised interest rate on your mortgage.
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