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mortgage For example, if you bring home $5,000 a month, your monthly mortgage payment should be no more than $1,250. Using our easy mortgage calculator, you’ll find that means you can afford a $211,000 home on a 15-year fixed-rate loan at a 4% interest rate with a 20% down payment.

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How to dump private mortgage insurance ASAP Mortgage Masters Group Sorry Bill Bateman, but mortgage insurance is not related to life insurance. Mortgage insurance is a type of insurance that protects mortgage lenders from default risk. It is typically required by mortgage lenders when the borrower’s down paymen.

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