Filing Bankruptcy

The PACER service provides on-line access to U.S. Appellate, District, and Bankruptcy court records and documents nationwide. The PACER Service Center is the Federal Judiciary’s centralized registration, billing, and technical support center for PACER.

Filing bankruptcy is expensive. Filing fees for Chapter 13 bankruptcy will cost around $310 plus attorney fees, which can be anywhere from $1,500 to $6,000. For a chapter 7 bankruptcy, you’ll shell out $335 for filing fees and $835 to $3,835 for an attorney.

Another positive aspect of filing for bankruptcy is the automatic stay, which is a preliminary court decree preventing creditors from actively attempting to collect debts from you during bankruptcy proceedings. Consequently, creditors may not call you on the phone or send you collection notices in the mail.

There are three types of bankruptcy that a business may file for depending on its structure. Sole proprietorships are legal extensions of the owner. The owner is responsible for all assets and liabilities of the firm. A sole proprietorship can take bankruptcy by filing for Chapter 7, Chapter 11, or Chapter 13.

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Hiring an attorney is not required, but it is recommended. Filing for bankruptcy is a very complicated process and is rarely successful without the help of an attorney. Free legal services are available for those who cannot afford an attorney. For help finding an attorney, contact the American Bar Association or the Legal Services Corporation.

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Filing for bankruptcy typically requires paying a fee, completing credit counseling, and submitting a bunch of legal paperwork and financial disclosures. Myth #2: You Can Only File Bankruptcy Once You can definitely file bankruptcy more than once in your life.

Filing personal bankruptcy under Chapter 7 or Chapter 13 takes careful preparation and understanding of legal issues. Misunderstandings of the law or making mistakes in the process can affect your rights. Court employees and bankruptcy judges are prohibited by law from offering legal advice.

Filing bankruptcy can help a person by discarding debt or making a plan to repay debts. A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court. A petition may be filed by an individual, by spouses together, or by a corporation or other entity.

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